http://www.prescriptionpaydayloans.com/payday-loan/payday-advance-loan.html Abuse of the payday advance loan is rampant and wide spread throughout our country. You should use a payday advance loan for emergency situations - then run! en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 We are a nation of addicts. We drink too much, we spend too much, we borrow too much and we work too much. 90% of all people taking out a payday advance loan fail to repay it at their first opportunity, and the average number of payday advances per user each year is 11. We are addicted to the payday advance loan, and that addiction has got to stop! One payday advance loan after another To say someone is addicted to the payday advance loan means they can't function without it, and millions of Americans today are truly addicted to the payday advance: we take out that very first payday advance loan and we see just how easy it is to get instant cash. We remember that relief, we hold onto that ease and we think "what did I ever do without it?" but we forget about the fees, both initial and roll-over, and we forget about what drove us to the payday advance loan in the first place - financial struggles, too many payments, a need for cash now. We forget payday loans exaggerate the very troubles we were in that demanded a loan in the first place. And there is nothing worse than a payday loan addict, nothing more desperate and with so little options. The payday advance loan is designed to ease your emergency financial need, but it is also designed to generate greater need in the future. Say no to payday loans! Walking through the gateway And the problems with the payday advance loan get worse. These financial tools are often gateway loans in to bigger, more risky forms of finance most people simply don't know how to handle. One small payday advance loan is fine and good, but that small amount will soon fail to be enough. So you'll take out more loans for greater amounts, you'll be borrowing more and more of your upcoming paycheck and pretty soon you'll have none of your actual income left, just a series of payday advance debt and a long line of fees, dues, expenses and worry. Live within your means, you can do it on your own, and just keep payday loans in the back of your mind. They are there to help you, they are not there to have a good time with and they are not meant to supplement your income - they are your income. Sat, 26 Jul 2008 15:00:00 EDT